INVESTMENTS

Mortgage

We assist our clients in financing the purchase of a home. We help assess creditworthiness, analyze available options, and guide clients through the various stages of obtaining a mortgage.

Spravia's exclusive partner in this area is mFinanse S.A.

Why should you take advantage
of the support offered by Spravia and mFinanse?

free mortgage consultation
attractive loan terms a special financial bonus for Spravia customers
creditworthiness assessment and assistance with financial analysis
comparison of loan offers from many banks in one place
support throughout the entire mortgage process
simplified formalities documents confirming your income are sufficient
free credit history check
mobility and flexibility mFinanse experts can meet at a time and place that works for you

The entire process is free of charge and guided by our step-by-step support.

mFinanse is a financial broker offering mortgage, personal, and business loan products from most banks. It has been operating in the financial market for over 15 years, basing its operations on proven standards and clearly defined procedures. The network of credit experts, developed over the years, now includes over 700 specialists, including advisors who assist Spravia's clients in obtaining a mortgage.

Buy an apartment in Spravia with a mortgage

and receive a bonus of 1,500 PLN*

Terms and Conditions

mFinanse’s special offer
for Spravia customers

People who finance the purchase of an apartment with a mortgage arranged through mFinanse S.A. are eligible for a bonus of 1,500 PLN.
These are additional funds that can be used to cover selected costs associated with the purchase and the arrangement of the loan.

For example, with a loan of 500,000 PLN, you can use the bonus to cover costs such as:

the first monthly life insurance premium 250 PLN
the annual property insurance premium 500 PLN
property valuation 450 PLN
establishing the loan collateral, including court and stamp duty fees 219 PLN

*This special offer applies to all Spravia developments in Poland.

CREDIT HISTORY

Check your
credit history

Assessing your creditworthiness is one of the key stages of applying for a mortgage. It is usually also connected with checking the customer’s credit history. Such a report can be ordered independently from BIK, but this is a paid service. Spravia customers can benefit from this check at no additional cost.

As part of our cooperation with the Credit Information Bureau (BIK), we help verify your creditworthiness free of charge before the loan application process begins. During a meeting about financing your apartment purchase, you will receive a report containing data from BIK, BIG and the Polish Bank Association, information about previously repaid loans, current liabilities, and a credit score that helps assess your chances of obtaining a new mortgage.

Let’s talk
about financing the purchase of your apartment


    The controller of your personal data is Spravia Sp. z o.o. ul. Skierniewicka 16/20, 01-230 Warsaw. Personal data will be processed for the purposes of marketing activities involving offering the products and services of Spravia and its affiliated companies. Data subjects may exercise the following rights: the right to request access to their personal data and to rectify, delete or limit processing, the right to transfer data, the right to withdraw consent at any time (withdrawal of consent does not affect the lawfulness of processing that was carried out on the basis of consent before its withdrawal) and the right to lodge a complaint with the supervisory authority. More information

    If you would like to receive information on the products and services of Spravia Sp. z o.o. or any of its affiliated companies in the future, please grant the following consents:

    Send message